Everything in the card

Inside.

The full feature set, grouped by what it does for your money on the road. No tiers, no locked drawers — beta seats get all of it.

Location layer

What it knows.

How FloatPaid reads where you are and turns it into limits.

01

City-aware limits

Spending caps set to the local cost of living of your current posting. A limit that's comfortable in Cleveland becomes a limit that's realistic in Boston — without you rebuilding a budget each time.

02

Assignment sync

Connect your contract's city, start date, and length once. FloatPaid lines the card up to your actual rotation instead of a generic calendar month.

03

Start-date recalibration

When one contract ends and the next begins, limits shift on the day the new one starts — not before, not a week after you've already overspent in a pricier city.

04

Manual override

Every suggested number is a starting point, not a rule. Bump housing up, pull dining down, freeze a category entirely. Your city, your call.

Money layer

What it holds.

How your stipend is split, tracked, and kept from bleeding across months.

05

Stipend envelopes

Housing, meals, and travel live in separate buckets, each with its own limit. See what's left in each without doing mental math at the register.

06

Per-category controls

Set caps by merchant type — groceries, rideshare, pharmacy. Turn any category on or off in a tap when your needs change mid-contract.

07

Rollover you control

Underspent in a cheap city? Choose whether the leftover rolls into savings, the next envelope, or your travel-home fund. Nothing vanishes silently.

08

Live balance view

A single screen shows every envelope, every remaining dollar, and how many days are left in the assignment. Glance, don't calculate.

Spend layer

What it does at the register.

The card itself: how it moves with you, city to city, state to state.

09

Instant virtual card

Spin one up in the app in seconds and add it to Apple Pay or Google Pay. No waiting on plastic to arrive at an address you're about to leave.

10

Stable card number

The number stays put across contracts, so your wallet, subscriptions, and saved checkouts keep working while the limits underneath change.

11

No foreign fees

Take a contract in a border town or an assignment abroad and spend without the surcharge tax that follows most travelers around.

12

Instant freeze

Lost your phone between shifts? Freeze the card from any device in a tap and unfreeze it just as fast when it turns up.

Every feature is live on day one.

Beta seats get the whole card — location layer, envelopes, and all of the spend controls. No paywalls, no "pro" tier, no usage caps while we build alongside you.

Live todayAll layers, all controls
On the mapAuto travel-home fund, roommate splits
Cost in betaFree for travelers